COVID-19 Business Resources

The City of Concord understands that the pandemic presents financial challenges for local businesses. To help mitigate these challenges, the City has highlighted below a variety of federal, state, county and other resources that businesses can pursue during this difficult time.

🛈 The City of Concord has implemented its own programs to support local businesses during the pandemic. Visit the Concord Forward: How the City is Supporting Local Business page to learn about City-specific resources, or stay on this page to learn about federal, state, county and other resources.

COVID-19 Prevention Emergency Temporary Workplace Standards
California Department of Industrial Relations

The COVID-19 Prevention Emergency Temporary Standards, adopted by the State of California Occupational Safety and Health Standards Board, are still in effect. The workplace standards were updated in were updated in May 2022 and are in effect until December 31, 2022. These standards provide guidance on the prevention of COVID-19 spread in the workplace. To learn more about these standards, please visit the Cal/OSHA COVID-19 Guidance and Resources page

Beyond the Blueprint - Reopening California's Economy
Contra Costa Health Services 

Effective June 15, 2021, Contra Costa Health Services has removed local restrictions on business activities, in concordance with Beyond the Blueprint, the statewide framework for reopening the economy. Visit the Beyond the Blueprint - Reopening California's Economy page for a summary of masking requirements, vaccination and verification guidance, and other information on how to safely conduct business and interact with patrons. 

Federal Economic Injury Disaster Loan Program 
U.S. Small Business Administration (SBA)

The SBA is offering low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of COVID-19. The program offers an interest rate of 3.75 percent for small businesses and 2.75 percent for non-profit organizations, with long-term repayments up to a maximum of 30 years. 

Businesses can apply on the SBA Disaster Loan Assistance page, or mail completed applications to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. For application assistance, call SBA’s Customer Service Center at (800) 659-2955 or email Individuals who are deaf or hard-of-hearing may dial (800) 877-8339.

Business Assistance Call Center & Human Resources Call Center
Workforce Development Board of Contra Costa County (WDBCCC)

Business owners impacted by COVID-19 can call (833) 320-1919, from 8:30 a.m. to 5 p.m., on Monday through Friday, to receive information related to lay-offs, insurance needs, federal small business loans, and payroll subsidies. In addition, for information about California labor laws, such as paid sick leave laws and the Family and Medical Leave Act, business owners can call the Human Resources Hotline for Employers at (888) 599-7645, from 8 a.m. to 5 p.m., on Monday through Friday.

Business Counseling & Live Q&A Webinars
Small Business Development Center (SBDC)

The SBDC provides free counseling to small businesses and regularly hosts webinars on how to access available funding. For no-cost personalized assistance, businesses can call (833) ASK-SBDC. The SBDC also hosts webinars every Wednesday at 10:30 a.m. with financial experts and attorneys to provide pandemic-related updates and answer questions.

Review of Property Assessment
Contra Costa County Assessor's Office

The Contra Costa County Assessor's Office recognizes that COVID-19 may have led to a reduction in property value for businesses and commercial property owners. To request a free review of your property value assessment, visit the Review Your Value webpage.

California Rebuilding Fund
California Infrastructure and Economic Development Bank (IBank)

The California Rebuilding Fund is a public-private partnership backed by IBank's Loan Guarantee Program that makes loans available to small businesses through participating community lenders. Small businesses economically impacted by COVID-19 with fewer than 50 employees and an annual revenue of less than $2.5 million are eligible to apply. The loan terms include a maximum loan size of $100,000, interest-only payments for 14 months out of a 60-month loan term, and an interest rate of 4.25 percent. Businesses can find a lender and begin the application process through the Connect2Capital platform.

Resources for Workers and Employers Impacted by COVID-19
California Employment Development Department (EDD)

Update: The benefit programs associated with the pandemic and EDD have ended.

The EDD has created a centralized COVID-19 resource page for both workers and employers impacted by COVID-19. Workers experiencing reduced hours, as well as those who must miss work to receive treatment or care for sick family members or children during school closures, will find helpful resources. The resource page also includes information for self-employed/independent contractors

Employers who are experiencing a hardship due to COVID-19 will find helpful resources related to tax relief, such as a 60-day extension to file state payroll reports and deposit payroll taxes, and potential closure or layoffs. For example, the Work Sharing Program, a form of unemployment insurance, helps employers reduce hours as an alternative to layoffs. Also, employers facing potential closure or layoffs can receive help through the local workforce development board’s Rapid Response Program.

Note: Businesses interested in the Rapid Response Program should contact the Workforce Development Board of Contra Costa County: Patience Ofodu, Business Services Manager, (510) 453-6950,

Calling All Californians: #ShopSafeShopLocal
Governor’s Office of Business and Economic Development (GO-Biz)

The Governor’s Task Force on Business and Jobs Recovery has created a campaign, Calling All Californians: #ShopSafeShopLocal, to help small businesses operate safely amid the COVID-19 pandemic and grow their digital footprints. The campaign includes a newly launched website that provides free consulting in 31 languages, resources to help businesses build a digital footprint, latest state industry guidance, access to Personal Protective Equipment, and a free digital media toolkit.

COVID-19 Resources: State Tax Relief and Loan Programs
Governor’s Office of Business and Economic Development (GO-Biz)

The Governor’s Office of Business and Economic Development has compiled helpful information for employers, employees and all Californians as it relates to COVID-19. The COVID-19 resource page includes information about the State of California’s small business loan programs and tax relief programs. 

Loan programs listed on the resource page include the IBANK’s Disaster Relief Loan Guarantee Program for loans up to $1 million and the Jump Start Program for loans up to $10,000. In addition, the California Capital Access Program encourages financial institutions to make loans to small businesses experiencing difficulty obtaining financing.

FAQs on Laws Enforced by the California Labor Commissioner’s Office
California Labor Commissioner’s Office

Update: 2021 COVID-19 Supplemental Paid Sick Leave Expired on September 30, 2021. Employees taking 2021 SPSL as of September 30, 2021 may continue to take the leave they are currently on even if the entitlement extends past September 30, 2021.

The mission of the California Labor Commissioner’s Office is to ensure a just day’s pay in every workplace in the State and to promote economic justice through robust enforcement of labor law. To help employers and employees understand their obligations and rights, the California Labor Commissioner’s Office has created this COVID-19 FAQs for Labor Laws page.

Restaurant Revitalization Fund
U.S. Small Business Administration (SBA)

Update: This program is now closed.

The American Rescue Plan Act established the Restaurant Revitalization Fund to provide funding to help restaurants and other eligible businesses keep their doors open. This program will provide restaurants with funding equal to their pandemic-related revenue loss up to $10 million per business and no more than $5 million per physical location. Recipients are not required to repay the funding as long as funds are used for eligible uses no later than March 11, 2023.

Applications opened on Monday, May 3, 2021. This is a first-come, first-served program.

For more information, visit the Restaurant Revitalization Fund website and sign up to receive email alerts.

California Small Business COVID-19 Relief Grant Program
State of California 

Update: This program is now closed.

The State of California has created the Small Business COVID-19 Relief Grant to provide eligible small businesses and nonprofits with up to $25,000 in relief funding. Currently, the program is processing waitlisted applications from previous rounds. The application portal will open again to new nonprofit applicants from Tuesday, March 16 through Tuesday, March 23, 2021, as well as to new small business applicants from Thursday, March 25 through Wednesday, March 31. Prospective applicants can visit the CA Relief Grant website to view eligibility qualifications, required documentation, and recorded webinars on how to apply.

Federal Paycheck Protection Program
U.S. Small Business Administration (SBA)

Update: This program is now closed. Existing borrowers may be eligible for loan forgiveness.

The SBA has reopened the Paycheck Protection Program to all participating PPP lenders, including community banks and credit unions. Eligible small businesses and non-profits can apply for a First Draw PPP Loan (new applicants) or Second Draw PPP Loan (previous recipients), from now until May 31, 2021. Borrowers can apply for loan forgiveness. Visit the SBA Paycheck Protection Program page for more information.

Small Business Hiring Credit Fund
California Department of Tax and Fee Administration (CDTFA)

Update: This program is now closed.

Small businesses that increased hiring between April to June 2020 and July to November 2020 may qualify to receive an allocated tax credit equaling $1,000 for each qualified net increase in employee, not to exceed $100,000 per employer. To qualify, businesses must have employed fewer than 100 employees as of December 1, 2019 and experienced a 50 percent decrease in gross receipts when comparing April to June 2019 and April to June 2020. Applications for the tax credit allocation open December 1, 2020 and close January 15, 2021 on the CDTFA website. For more information, call the CDTFA Customer Service Center at (800) 400-7115, from 8:00 a.m. to 5 p.m., Monday through Friday.

Layoff Aversion Grant Program
Workforce Development Board of Contra Costa County (WDBCCC)

Update: This program is now closed.

Small businesses that have not received other forms of COVID-19 grant assistance may be eligible to receive a grant of up to $5,000 to cover pandemic-related expenses. The application portal opens Wednesday, November 18, 2020 and closes December 2, 2020. For more information, please visit the WDBCCC website or contact the Business Assistance Call Center at (833) 320-1919 or