Housing & Community Services Division

Concord is a great community and we want to do our part to make it even better for you! Our goal in the Housing and Community Services Division is to keep you informed about the City’s housing assistance programs, projects, and available resources.

New Below Market-Rate Homeownership Opportunity

The City of Concord is excited to introduce a new Below-market Rate Homeownership (BMR) opportunity located within the Bancroft Grove subdivision at 1881 Whitman Road. 


This newly constructed four-bedroom home is available to households earning 80% of the Area Median Income (AMI) or below. The sales price of the home is $360,000. 

Household Size4567
80% Area Median Income Allowance$112,150$121,150$130,100$139,100$148,050

Lottery Application Deadline is 5:00 PM Friday, October 13, 2023 


The home is being sold through a lottery process. An application to participate in the Bancroft BMR lottery must be submitted to the City’s Program Administrator, BAAHA, by no later than 5:00pm Friday 5:00pm October 13, 2023. Lottery will be held on October 20, 2023. 


BAAHA is offering an informational workshop to be held at 6:30 PM on Thursday, September 28.  The workshop will provide additional information on Concord’s Bancroft Grove BMR and will also cover:  

•             Homebuyer education and counseling sources 

•             Eligibility requirements for the Concord’s FTHB and BMR Programs

•             Nest steps to take to access and participate in the City of Concord’s BMR and FTHB Programs

More Information:

Bancroft BMR info: https://www.myhomegateway.org/concord_whitmanbmr.html 

Workshop info: https://www.myhomegateway.org/ConcordFTHB_Wkrshp.html 

For questions regarding the Bancroft Grove BMR homeownership, please contact BAAHA by email at info@myhomegateway.com.

Para información en español sobre el BMR y el taller informatico, envíe un correo electrónico a A-1 Community Housing Services a information@a1chs.org o llámenos al 510-674-9227 opción 3.

View BMR Flyer

CA Mortgage Relief Program Expands Eligibility

The California Mortgage Relief Program supports homeowners who have fallen behind on their housing payments due to pandemic-related hardships. The program will help homeowners make past due housing payments - up to a maximum of $80,000 per household - by making a one-time direct payment to the mortgage servicers. Importantly, this is not a loan and will not need to be paid back.

According to a June 14 press release, the program has modified the past-due requirement to include homeowners who missed payments in the first half of 2022, expanded the income eligibility, and will now cover past-due property taxes for more homeowners.

The California Mortgage Relief Program is funded by the 2021 American Rescue Plan Act’s Homeowners Assistance Fund, and it is being run through the California Housing Finance Agency. 

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