Homeowner Rehabilitation Loan & Grant Program

State Loans & Grants

The California Department of Housing and Community Development (HCD) administers more than 20 programs that award loans and grants for the construction, acquisition, rehabilitation and preservation of affordable rental and ownership housing.

Housing Rehabilitation Loan & Grant

Funds are available for grants and low or no-interest, deferred rehabilitation loans for low-income homeowners. All application materials are available through Habitat for Humanity, the administrator for the City's Housing Rehabilitation Loan and Grant Program, at 510-803-3301.

Qualifying repairs include:

  • Accessibility improvements and other interior or exterior repairs
  • Foundation work
  • Heating/air conditioning repair/replacement
  • Plumbing or electrical repairs
  • Roof repair/replacement

Grants Available

The following are the types of loans and grants available and their maximum limits:

  • Emergency Repair and Accessibility Grants: Up to $15,000
  • Lead-Based Paint Abatement Grants: Up to $22,500
  • Single-Family Home Repair Loans: Up to $75,000
  • Weatherization and Home Security Grants for Seniors (age 62 and up): Up to $2,000